:root{
  --surface:#FFFFFF;--surface-alt:#EEF5F9;--ink:#0E1E2B;--ink-muted:#4A5D6C;
  --brand:#12324A;--brand-deep:#0B2234;--on-brand:#FFFFFF;--accent:#E5533D;--accent-text:#B83A27;
  --sky:#9CC3DA;--success:#1F7A5A;--line:#D6E2EA;--radius-sm:6px;--radius-md:12px;--radius-lg:16px;
  --shadow-card:0 1px 2px rgba(14,30,43,.06),0 8px 24px rgba(14,30,43,.06);
  --font:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--surface);color:var(--ink);font:400 16px/26px var(--font)}
img{max-width:100%;display:block}
a{color:var(--brand);text-underline-offset:3px}
a:hover{color:var(--accent-text)}
h1,h2,h3{margin:0 0 12px;letter-spacing:-.01em}
h1{font-size:clamp(34px,6vw,56px);line-height:1.05;font-weight:800}
h2{font-size:clamp(26px,4vw,40px);line-height:1.12;font-weight:800}
h3{font-size:20px;line-height:28px;font-weight:700}
p{margin:0 0 16px}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
@media(min-width:768px){.wrap{padding:0 24px}}
.eyebrow{display:inline-block;font-size:13px;line-height:16px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent-text);margin-bottom:12px}
.muted{color:var(--ink-muted)}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:9;border-radius:var(--radius-sm)}
.site-header{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.site-header .logo img{height:40px;width:auto}
.nav{display:none;gap:24px;align-items:center}
.nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
.nav a:hover,.nav a[aria-current=page]{color:var(--accent-text)}
.menu-btn{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid var(--line);border-radius:var(--radius-md);background:#fff;cursor:pointer}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px;position:relative}
.menu-btn span::before,.menu-btn span::after{content:"";position:absolute;left:0}
.menu-btn span::before{top:-6px}.menu-btn span::after{top:6px}
.mobile-nav{display:none;border-top:1px solid var(--line);background:#fff}
.mobile-nav.open{display:block}
.mobile-nav a{display:block;padding:14px 16px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-weight:600}
@media(min-width:900px){.nav{display:flex}.menu-btn,.mobile-nav{display:none!important}}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border-radius:var(--radius-md);font:700 16px/1 var(--font);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .12s ease,background .12s ease}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:#d14530;color:#fff}
.btn-dark{background:var(--brand);color:#fff}
.btn-dark:hover{background:var(--brand-deep);color:#fff}
.btn-ghost{background:transparent;border-color:currentColor;color:var(--brand)}
.btn-ghost-light{background:transparent;border-color:rgba(255,255,255,.6);color:#fff}
.btn-ghost-light:hover{border-color:#fff;color:#fff}
.nav .btn{min-height:40px;padding:0 16px;font-size:15px;color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}
.hero{background:var(--brand-deep);color:var(--on-brand);overflow:hidden;position:relative}
.hero .wrap{display:grid;gap:40px;padding-top:56px;padding-bottom:64px}
.hero h1{color:#fff}
.hero p.lead{font-size:18px;line-height:28px;color:#D4E3EC;max-width:560px}
.hero .eyebrow{color:var(--sky)}
.hero-card{background:#fff;color:var(--ink);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-card);align-self:center}
.hero-card h3{margin-bottom:16px}
.check{list-style:none;padding:0;margin:0}
.check li{position:relative;padding-left:32px;margin-bottom:14px}
.check li::before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;border-radius:50%;background:var(--surface-alt) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='%231F7A5A' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
.pulse-line{position:absolute;right:-40px;bottom:24px;width:520px;opacity:.18;pointer-events:none}
@media(min-width:900px){.hero .wrap{grid-template-columns:1.25fr 1fr;padding-top:88px;padding-bottom:96px}}
section{padding:56px 0}
@media(min-width:768px){section{padding:88px 0}}
.band{background:var(--surface-alt)}
.section-head{max-width:720px;margin-bottom:32px}
.grid{display:grid;gap:16px}
@media(min-width:640px){.grid-2{grid-template-columns:repeat(2,1fr)}}
@media(min-width:900px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px}
.card .icon{width:44px;height:44px;border-radius:var(--radius-md);background:var(--surface-alt);display:flex;align-items:center;justify-content:center;margin-bottom:16px;color:var(--brand)}
.card .icon.hot{background:#FCE9E5;color:var(--accent-text)}
.card p:last-child{margin-bottom:0}
.steps{counter-reset:s;display:grid;gap:16px}
@media(min-width:900px){.steps{grid-template-columns:repeat(4,1fr)}}
.steps li{list-style:none;counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px}
.steps li::before{content:counter(s);display:flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800;margin-bottom:14px}
.steps{padding:0;margin:0}
.compare{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--line);font-size:15px}
.compare th,.compare td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.compare th{background:var(--brand);color:#fff;font-weight:700}
.compare td:first-child{font-weight:600}
.compare tr:last-child td{border-bottom:0}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.cta{background:var(--brand);color:#fff;border-radius:var(--radius-lg);padding:32px;display:grid;gap:20px;align-items:center}
.cta h2{color:#fff}.cta p{color:#D4E3EC;margin:0}
@media(min-width:900px){.cta{grid-template-columns:1.6fr auto;padding:48px}}
.pill{display:inline-block;border-radius:999px;padding:4px 12px;font-size:13px;font-weight:700;background:var(--surface-alt);color:var(--brand)}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);padding:4px 20px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:700;padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::after{content:"+";font-weight:800;color:var(--accent-text)}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--ink-muted)}
.page-hero{background:var(--surface-alt);padding:48px 0}
.page-hero h1{font-size:clamp(30px,5vw,48px)}
.two-col{display:grid;gap:32px}
@media(min-width:900px){.two-col{grid-template-columns:1fr 1.15fr;gap:56px}}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-card)}
@media(min-width:768px){.form-card{padding:32px}}
.field{margin-bottom:18px}
.field label,.field legend{display:block;font-weight:600;font-size:15px;margin-bottom:6px;padding:0}
.field fieldset{border:0;margin:0;padding:0;min-width:0}
.req{color:var(--accent-text);margin-left:2px}
.field input[type=text],.field input[type=email],.field input[type=tel],.field input[type=url],.field select,.field textarea{width:100%;min-height:48px;padding:12px 14px;border:1px solid #B9CBD7;border-radius:var(--radius-sm);font:400 16px/22px var(--font);color:var(--ink);background:#fff}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(18,50,74,.25);border-color:var(--brand)}
.field [aria-invalid=true]{border-color:var(--accent-text)}
.opt{display:flex;gap:10px;align-items:flex-start;padding:8px 0;font-size:15px;line-height:22px;cursor:pointer}
.field label.opt{font-weight:400;margin:0}
.opt input{width:20px;height:20px;margin:1px 0 0;accent-color:var(--brand);flex:none}
.help{font-size:14px;color:var(--ink-muted);margin-top:4px}
.err{font-size:14px;color:var(--accent-text);margin:6px 0 0}
.err:empty{display:none}
.form-error{background:#FCE9E5;color:#8C2A1A;border-radius:var(--radius-sm);padding:12px 14px;margin-bottom:16px}
.skeleton div{height:48px;border-radius:var(--radius-sm);background:linear-gradient(90deg,#EEF5F9,#F7FAFC,#EEF5F9);background-size:200% 100%;animation:sh 1.2s infinite;margin-bottom:16px}
@keyframes sh{to{background-position:-200% 0}}
.thanks{text-align:center;padding:24px 8px}
.thanks .tick{width:56px;height:56px;border-radius:50%;background:#E3F3EC;color:var(--success);display:flex;align-items:center;justify-content:center;margin:0 auto 16px}
.privacy-note{font-size:13px;color:var(--ink-muted);margin-top:12px}
.site-footer{background:var(--brand-deep);color:#C9D9E3;padding:56px 0 32px;font-size:15px}
.site-footer .grid{gap:32px}
@media(min-width:900px){.site-footer .grid{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.site-footer h4{color:#fff;margin:0 0 12px;font-size:15px}
.site-footer a{color:#C9D9E3;text-decoration:none;display:block;padding:4px 0}
.site-footer a:hover{color:#fff}
.site-footer .flogo{display:flex;align-items:center;gap:12px;margin-bottom:16px}.site-footer .flogo img{width:40px;height:40px;border-radius:10px;box-shadow:0 0 0 2px rgba(255,255,255,.15)}.site-footer .flogo b{display:block;color:#fff;font-size:22px;font-weight:800;line-height:1}.site-footer .flogo small{display:block;color:var(--sky);font-size:10px;letter-spacing:.24em;font-weight:600;margin-top:4px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:20px;font-size:13px;color:#93AABA}